RIBS4 handles the Front/Middle Office and Back Office trading functionality for treasury/trading, securities and loans instruments. It processes trades from the order until settlement completion in straight through way. Transaction history can be stored without any logical limitation. Update in real-time of all customers / counter parties, bank positions, limits as well as the general ledger Generates settlement instructions, confirmations, payments Print client advice's, control journals All sensitive processing can be modeled as "four-eyes processes" Front End / Trading: FX, MM & derivatives instruments Securities Loans Decision Support Position Keeping Limit Control Controlling Predefined Reports Ad-hoc reporting capabilities Middle - / Back Office Transaction Amendment / Release Cash and Treasury Management Instrument reporting Portfolio analysis Interest and Fee Management Income processing Settlement Closing Reporting Basic Application Services General Data Maintenance Settlement and Payments FX revaluation's General accounting (General Ledger) and audit Reporting and analysis Securities (Instruments covered) Shares (with all quotation types) Interest bearing securities:    Straight bonds    Convertible bonds    Government bonds (treasury bonds, Japanese government bonds etc.)    Dual currency bonds    Floating rate bonds Zero coupons bonds Certificate of deposits Bankers acceptances Precious metals Premium operations (long options, forward deals, …) Foreign exchange (Instruments covered) Spot Swaps Outrights Derivatives Money market (Instruments covered) Interest rate Swaps Cross currency Swaps Fiduciary deposits Future-rate-agreement Call money Time deposits Caps Floors Collars Treasury Position and limits (Nostro (liquidity position); Risk positions (By currency and instruments) Cashflow Foreign Exchange Revaluation (daily or periodically) Accruals Interfaces Integration possibility into Workflow Manager from TIMS Technology AG Interface to the Global Risk Management tool RiskPro TM from IRIS integrated risk management AG. Interface to the Front Office package Kondor+ from Reuters